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Home     Your guide to the best credit card offers from US banks
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Best 20 regular cards
updated on 1/6/2012
(Best offers are at the top)
Abbreviations: BT - balance transfer; APR - annual percentage rate; N/A - not applicable See all 22 cards here
Promo purchase APRPromo period for purchases (months)Annual feePromo BT APRPromo period for BTs (months)Promo BT feeMax. promo BT feeRegular purchase APR4Bank nameCard nameReward programBonus5
Green links only
Reviews

Discussion
0% 21 $0 0% 21 3% N/A 11.99% - 21.99% (Variable) Citibank Citi® Diamond Preferred® Card    
0% 21 $0 0% 21 3% N/A 11.99% - 21.99% (Variable) Citibank Citi® Platinum Select® Visa® Card    
0% 21 $0 0% 21 3% N/A 11.99% - 21.99% (Variable) Citibank Citi® Platinum Select® MasterCard®    
0% 21 $0 0% 21 3% N/A 12.99% - 21.99% (Variable) Citibank Citi Simplicity® Card    
0% 15 $0 0% 15 3% N/A 10.99% - 20.99% (V) Discover Discover® Motiva Card Cashback
1%
$25
0% 15 $0 0% 15 3% $10 10.99% - 20.99% (V) Discover Discover® More Card Cashback
5%
 
0% 15 $0 0% 6 3% N/A 11.99% - 21.99% Variable Chase Slate® from Chase MasterCard    
0% 12 $0 0% 12 3% N/A 10.99% - 20.99% (V) Discover Discover® Open Road Card - $150 Restaurant.com Gift Certificate Cashback
2%
$175
0% 12 $0 0% 12 5% N/A 10.99% - 19.99% (V) Discover Discover® More Card - $0 Balance Transfer Fee! Cashback
20%
 
0% 12 $0 0% 12 3% N/A 12.99% - 22.99% (Variable) Citibank Citi ThankYou℠ Preferred Card - $100 Gift Card Points
1 per $1
$100
0% 12 $0 0% 12 3% N/A 12.99% - 22.99% (Variable) Citibank Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back Cashback
5%
 
0% 12 $0 No promo No promo No promo No promo 17.24%-22.24% Variable American Express Blue Cash Everyday(SM) Card from American Express Cashback
3%
$100
0% 12 $0 No promo No promo No promo No promo 17.24%-22.24% Variable American Express Blue Sky from American Express® Points
1 per $1
 
0% 12 $35 No promo No promo No promo No promo 7.50%, 9.50% or 11.50% IberiaBank IberiaBank Visa® Select Card    
0% 7 $0 0% 12 3% N/A 12.99% - 22.99% (Variable) Citibank Citi Forward® Card Points
1 per $1
$100
0% 6 $0 0% 6 3% N/A 10.99% - 16.99% (V) Discover Miles by Discover® Card Miles
1 per $1
$125
0% 6 $0 0% 18 3% N/A 10.99% - 20.99% (V) Discover Discover® More Card - 18 Month Promotional Balance Transfer Cashback
20%
 
0% 6 $0 0% 12 3% N/A As low as 11.99% Variable Chase Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR Cashback
10%
$100
0% 6 $0 0% 6 3% N/A 11.99% - 21.99% variable Chase Slate® from Chase - $75 Bonus and Up to 15 Month Intro Duration   $75
0% 6 $0 0% 6 3% N/A 11.99% - 21.99% (Variable) Chase Slate® from Chase - Limited Time: No Balance Transfer Fee    
Promo purchase APRPromo period for purchases (months)Annual feePromo BT APRPromo period for BTs (months)Promo BT feeMax. promo BT feeRegular purchase APR4Bank nameCard nameReward programBonus5
Green links only
Reviews

Discussion
1 - Balance transfer APR is valid only if the balance transfer is requested in credit card application
2 - First annual fee is waived
3 - We are not allowed to show you the maximal fee for balance transfers. However, we did take the fee into account when we sorted credit cards.
4 - Only the minimally possible APR is shown. Your rate will be determined by the bank based on your credit history, household income and other factors.
5 - You MUST click on the bonus value (green font) to access a bonus-specific application page. Please note that credit card terms (APR, balance transfer fee, etc.) for a bonus offer may or may not be the same as those shown on this site. You can verify card terms on the "Terms and conditions" web page linked to the credit card application.




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